Shopping on AliExpress from Nigeria can be challenging due to payment restrictions imposed by the Central Bank of Nigeria (CBN). If you are looking for a way to shop on Aliexpress in Nigeria, you might wonder which card you can use to pay for your orders.
Not all cards are accepted by Aliexpress, and some Nigerian banks have restrictions on international transactions. In this blog post, we will discuss which card you can use on Aliexpress in Nigeria, and other alternative methods to make payments on the platform.
Which Card Can I Use On Aliexpress In Nigeria?
The most common and convenient way to pay on Aliexpress in Nigeria is to use a credit or debit card. However, not all Nigerian banks allow their cards to be used for international transactions. Some banks may block your card or charge you high fees if you try to pay on Aliexpress. Therefore, you need to check with your bank before you make a purchase.
Virtual Dollar Card
One popular method for making payments on AliExpress is using a virtual dollar card. A virtual dollar card is a type of prepaid card that can be used to make online payments. These cards are often provided by services like Grey and Geepay which allow you to load funds in USD, Euro, or GBP. To use a virtual dollar card on AliExpress, simply enter the card details as you would with a regular debit card.
In addition to popular services like Grey, Geepay, and Eversend, the virtual card from PSTNET emerges as a standout option for Nigerians on AliExpress. Exclusively designed for ease and efficiency, the PSTNET virtual dollar cards require no verification for purchases under $500, making it incredibly convenient for shoppers.
Just register using Google, Telegram, WhatsApp, or Apple account, or email and password, and you’ll be able to shop on AliExpress without any hassle. Moreover, PSTNET’s virtual dollar cards are easily topped up through various methods, including cryptocurrency, Visa/Mastercard, and bank transfers, with the added benefit of fund withdrawal in USDT. This hassle-free solution underscores PSTNET’s commitment to providing accessible and user-friendly payment options for the Nigerian market.
Prepaid Dollar Card
A prepaid card can be a physical card you load with money before using it. You can buy a prepaid card from various vendors in Nigeria, such as Quickteller, Paga, Payoneer, etc. You can also get a prepaid dollar card from certain banks like UBA and Zenith. You can then use the prepaid card to pay on Aliexpress as if it were a regular credit or debit card.
The advantage of using a prepaid card is that you don’t need a bank account or a credit history to get one. You also have more control over your spending and avoid any fees or charges from your bank.
E-wallet Service
Another option is to use an e-wallet service like PayPal or Alipay. An e-wallet is a digital account that you can use to store and transfer money online. You can link your e-wallet to your bank account or your credit or debit card and use it to pay on Aliexpress.
The benefit of using an e-wallet is that you can enjoy more security and convenience when shopping online. You don’t need to enter your card details every time you purchase. You also have more protection against fraud and disputes.
However, not all e-wallet services are available in Nigeria, and some of them may have limitations or fees for international transactions. For example, PayPal does not allow Nigerians to receive money from other countries. Alipay requires you to verify your identity and bank account before you can use it. Therefore, you need to check the terms and conditions of each e-wallet service before you sign up for one.
Domiciliary Account
Another option is to open a domiciliary account at a Nigerian bank and request a dollar debit card. A domiciliary account is a foreign currency account that allows you to hold and transfer funds in foreign currencies. Once you have a dollar debit card, you can use it to make payments on AliExpress without incurring additional fees.
Western Union
Western Union is a money transfer service that allows you to send and receive money internationally. You can use Western Union to send money from Nigeria to your AliExpress account and use the funds to make purchases. To use Western Union, visit a Western Union agent, provide the necessary information, and pay the required fees.
“Pay for Me” Services
“Pay for me” services, also known as money agents or hawala, are individuals who facilitate payments on your behalf. These services have agents in countries like the United States and the United Kingdom who can purchase items on your behalf and send them to Nigeria. To use a “pay for me” service, you will need to provide the necessary details, such as the item’s URL and your shipping address.
Conclusion
While Nigerian banks may restrict the use of naira debit cards for international online shopping, you can use several alternative payment methods to make purchases on AliExpress. Consider using a virtual dollar card, opening a domiciliary account, or using services like Western Union or “pay for me” to facilitate payments in dollars.
These methods will help you shop on AliExpress without encountering payment issues. However, you need to be aware of the pros and cons of each payment method and choose the one that suits your needs and budget.
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